What the Grahams lose

I apologize for the oversight. Here's the translation of the text into English with double quotation marks around the dialogue:

When Mr. Henry Taylor arrived at Tom's house, Mr. Graham sensed that something was amiss. The last time he had visited was when his wife passed away, and many years had passed since then.

In the spacious living room, the two of them were seated, sipping on a cup of tea.

"Beating around the bush won't change your decision," Tom's deep voice stated. Although he feared Henry's decision, the reason for his visit was evident, and he hated that Henry wouldn't come straight to the point.

"Well, I won't beat around the bush, but I wanted to chat with you for a few minutes. We're not complete strangers."

"And it's for that very reason that I turned to you for help a year ago," Henry added. Even without consulting his son or trusting that he could resolve it, he ventured into a loan while Mr. Taylor requested that his son become the husband of his little girl, the last